Most common
Chapter 7 Bankruptcy
Eliminate qualifying unsecured debt — credit cards, medical bills, personal loans — and get a true fresh start, often in a matter of months.
Learn more about Chapter 7
Chicago Bankruptcy Help
You can sleep tonight. We've got it from here.
If debt has taken over your days and your nights, you have real, legal options. Our Illinois attorneys guide families through Chapter 7 and Chapter 13 with warmth, discretion, and zero judgment.
Start your free consultation
Two quick details — an attorney follows up within one business day.
100% confidential
No cost, no obligation
Sam Chandraiah
Attorney & Founder · Chandraiah Law Firm
"Since graduating from law school, my career has been about helping people. My passion has been to improve the lives of others."
Personally handles every case
Bankruptcy isn't failure. It's the fresh start the law built for you.
Families across Illinois use it every year to wipe the slate clean and start over. Here's what a fresh start can erase:
- Credit card balances
- Medical bills
- Personal loans
- Collection calls
- Wage garnishments
- Past-due utilities
How we help
Bankruptcy is our focus — not a sideline.
Two paths to relief. We'll help you understand which one fits your life.
Keep your assets
Chapter 13 Bankruptcy
Reorganize what you owe into one affordable, court-protected repayment plan so you can keep your home, your car, and your peace of mind.
Learn more about Chapter 13
The path forward
Four steps. One honest conversation to start.
Free consultation
We listen to your situation and explain your options — confidentially, at no cost.
We build your case
We confirm eligibility and carefully prepare every document for you.
Filing & the automatic stay
Once filed, the court's stay stops most collection calls and garnishments.
Discharge & fresh start
Qualifying debts are erased — often within a few months for Chapter 7.
Meet your attorney
Meet Sam
A familiar face through an unfamiliar process.
Sam Chandraiah has spent his career helping Illinois families step out from under crushing debt. You won't be handed off to a paralegal or a call center — Sam personally reviews every case and explains your options in plain English.
4 offices
across Illinois
5.0 ★
22 client reviews
Bankruptcy only
it's all we practice
In their words
Read all reviews
Families who found their fresh start
"He gave me free advice by spending 45 minutes over the phone. Truly a good human being! He seems genuinely trustworthy and capable attorney."
M
Mohammed A.
via Google · 2024
"Sam really knows his stuff. Was well prepared before my appearance. Really reasonable rates and made the process super simple. It's a very nerve-racking when bankruptcy is your last option but Sam made it as painless as possible. Would highly recommend."
B
Bobby R.
via Birdeye · 2021
"Sam was great. He made a very scary situation easy to deal with, he was there for any questions any answers, the bankruptcy experience is not a great experience, but he helped me through it. Thank you, Sam. Lynne"
L
Lynne W.
via Birdeye · 2023
Free consultation
One conversation can replace months of worry.
It's free, confidential, and there's no obligation. Let's find your way forward — together.